With Christmas now well and truly behind us, and the January paycheque has hit the bank, you may be struggling financially and wondering how you’re going to pay your rent or mortgage. Have you thought about speaking to one of Shelter Scotland’s expert Money & Debt Advisers?

You might wonder what Shelter Scotland can do to help with your money problems. Aren’t we a housing advice charity? We are, but alongside our housing advice services we can also help you with practical money & debt advice.

We can carry out an income maximisation check to see if you are receiving all the financial help you are entitled to. Some people believe that because they are working they are not entitled to any benefits e.g. working tax credit, housing benefit but you might be – it all depends on your particular circumstances. There may be other benefits you are entitled to that you are not aware of and therefore not claiming.

The advisers at Shelter Scotland will:

  • Provide FREE, Independent and confidential advice
  • Carry out an income maximisation check to ensure you are getting all the benefits you are entitled to
  • Help you claim for new benefits including any backdated benefits
  • Specialists advisers can represent you at tribunals (not available at all locations)

Visit our website to search our online information about money & debt or pick up the phone to speak to a Shelter Scotland Money & Debt Adviser. We can help.