Get yourself back in the black

Top tips to get your finances back into the black, and start saving for next Christmas.

• Consider presents in buying next year’s the sales – reduced cards and wrapping paper are a good place to start. You could even re-gift unwanted presents throughout the year as birthday present
• It’s never too early to start saving for next Christmas, putting away a small amount each week/month will help to make it more affordable next year.
•  If you start to get into debt, don’t bury your head in the sand or ignore bills– seek help from one of our Money and Debt Advisers.
• The Money Advice Service website has useful budget planning tools to help you manage your monthly outgoings.

If you are worried about your finances, you can visit our website to search our online information about money & debt or pick up the phone to speak to us. There is always something we can do to help.

To get in touch email:
moneydebtadvice@shelter.org.uk

Or call our free national helpline:
0808 800 4444.